Motor Insurance for Driver

MTPL, CASCO, and Green Card insurance — essential information for drivers seeking financial protection in the event of a traffic accident in Ukraine or abroad

Experts: Oleksandr Bernaziuk, Oleksandr Salaichuk, Serhii Zub, +2

No driver is immune to accidents. Experience, attentiveness, and caution are important—but they don’t guarantee complete safety on the road. In the event of a traffic accident, it’s crucial not only to stay calm but also to have financial protection. Repairing a vehicle or compensating victims can cost tens or even hundreds of thousands of hryvnias. That’s why motor insurance is not a luxury but a necessity.

The course “Motor Insurance for Drivers” will help you understand the basics of motor insurance:

– what MTPL (Motor Third Party Liability insurance) is
– how to obtain a Green Card for trips abroad
– how to act in case of an accident in Ukraine and beyond
– when to use the European Accident Statement
– how direct settlement works

You will learn about insurance payouts, the role of MTIBU, the consequences of violating insurance rules, and how to protect your consumer rights.

This educational series was created for the Diia.Education platform on the initiative of the Motor (Transport) Insurance Bureau of Ukraine (MTIBU) to raise driver awareness of mandatory motor insurance and ensure their financial protection in the event of an accident.

Format:
Education series
EKTS:
0.1
Languages:
Ukrainian
Topic:
Security
For:
for adults

Skills:

Ability to act effectively in case of an accident
Ability to detect insurance fraud
Acting correctly in foreign road accidents
Competence in completing paper-based Europrotocol forms
Explanation of Green Card policy terms
Explanation of MTPL policies
Explanation of the direct settlement mechanism
Explanation of the role of MTIBU (Ukraine)
Familiarity with the Green Card insurance system
Following the road accident reporting protocols
Following the subrogation procedures
Insurance rule violation impact
Knowledge of driver liability coverage
Knowledge of policyholder rights and their protection
MTPL (Mandatory Third-Party Liability Insurance) basics
Practical use of direct settlement procedures
Proficiency in using the electronic Europrotocol
Risk assessment in insurance
Skills in assessing insurance company reliability
Skills in insurance claim handling
Understanding of motor insurance fundamentals
Using of the European Accident Statement (Europrotocol)

Invited experts

Oleksandr Bernaziuk
Сhairman of the Board of MTIBU, Doctor of Law, 17+ years of experience in the insurance industry
Oleksandr Salaichuk
Member of the Board of MTIBU, Director of the "Green Card" Bureau in Ukraine, PhD in Economics, 17+ years of experience in international insurance
Serhii Zub
Head of the MTIBU Information Center, 17+ years of experience in the insurance industry
Viktoriia Huzko
Head of the Department for Regulatory payments, 15+ years of experience in the insurance industry